R. Kashmiry and Associates, Inc. has got you covered!

We have over 55 years collectively of experience designing employer/ employee benefit plans. R. Kashmiry and Associates, Inc. has long-standing relationships with all of our providers. That gives us the advantage in acting more effectively and efficiently on your behalf. One more thing to keep in mind – our associates are NOT commission driven. So you can be assured that recommendations from R. Kashmiry and Associates, Inc. are based on what fits with your needs and bottom line.

If you are turning 65, be sure to contact us as you are now Medicare eligible and you will want to know what changes are available to your healthcare coverage.

Insurance Plans

  • Small/Large Employer Group Health Insurance
  • Self-Employed/ Individual Health Insurance
  • Short-Term Health Insurance
  • Medicare Eligible Supplement
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Benefit Plans

  • Short Term/ Long Term Disability
  • Group/ Individual Dental & Vision
  • Health Savings Accounts (HSA’s)
  • 401 (k) Plans
  • Simple IRA Plans
  • Section 125 Cafeteria Plans
  • Buy – Sell Agreements
  • Executive Bonus Plans
  • Reverse Split Dollar Insurance
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Voluntary Worksite Plans

Voluntary Worksite Plans are Big Business benefits customized for small to large companies. These supplementals carry bottom line advantages for both employers and employees. Workers can choose and pay for only the extra protection they feel they need the most, which they can purchase with pre-tax dollars. Employers also profit. For every dollar of pre-tax premium the employee pays, the employer saves on the 7.65% match of FICA on that same dollar, as well as Workers Compensation as permitted by state law.

The specialists at R. Kashmiry and Associates, Inc.  will be happy to go over the Wins-Wins of the Voluntary Worksite Plans with you.

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