Medicare Advantage Plans: Part C

Medicare Advantage Plans: Part C

Medicare Advantage plans combine health insurance and prescription drug coverage in one convenient and low-cost plan. We here at R. Kashmiry and Associates offers plans with premiums as low as $0 and coverage for things original Medicare does not have like vision, dental, and hearing. Medicare Advantage Plans are great for your wallet and peace of mind.

How It Works

Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. You'll get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare.

Be sure to contact R. Kashmiry and Associates for more information at 330.758.4163.

Covered services in Medicare Advantage Plans

Medicare Advantage Plans cover all Medicare services. Medicare Advantage Plans may also offer extra coverage. Learn more about what Medicare Advantage Plans cover.

Rules for Medicare Advantage Plans

Medicare pays a fixed amount for your care each month to the companies offering Medicare Advantage Plans. These companies must follow rules set by Medicare.

However, each Medicare Advantage Plan can charge different out-of-pocket costs. Each plan can also have different rules for how you get services, like:

  • Whether you need a referral to see a specialist
  • If you have to go to doctors, facilities, or suppliers that belong to the plan for non-emergency or non-urgent care

These rules can change each year.

Be sure to contact R. Kashmiry and Associates for more information at 330.758.4163.

Costs for Medicare Advantage Plans

What you pay in a Medicare Advantage Plan depends on several factors.

Drug coverage in Medicare Advantage Plans

You usually get prescription drug coverage (Part D) through the plan. In some types of plans that don't offer drug coverage, you can join a Medicare Prescription Drug Plan.

You can't have prescription drug coverage through both a Medicare Advantage Plan and a Medicare Prescription Drug Plan. You'll be disenrolled from your Medicare Advantage Plan and returned to Original Medicare if both of these are true:

  • You're in a Medicare Advantage Plan that includes drug coverage
  • You join a Medicare Prescription Drug Plan

ABOUT R. KASHMIRY & ASSOCIATES, INC.

We are committed to providing each client with unsurpassed service for your every benefit need. R. Kashmiry and Associates, Inc. believes in offering customized solutions to small and large companies, as well as the self-employed and the Medicare eligible.

Founded in 1986, the corporate headquarters of R. Kashmiry and Associates, Inc. is located in Boardman, Ohio. We are well-respected leaders in the benefit design industry – working with multiple state associations and groups, as well as providing complete service to over 1,000 out-of-state clients.

R. Kashmiry & Associates, Inc. provides healthcare insurance for individual, small and large groups. As open enrollment is here for Medicare and soon to be all healthcare insurance in Youngstown, Ohio you will want to work with us to find affordable healthcare insurance options.

We also have expertise in travel insurance. Something to keep in mind to give you a peace of mind. Is that your travel agency, often times provides you with a blanket policy that is not going to give you enough coverage. That's a bad move...It's always worth it to place a call with us, to get expert advice on insurance to make sure you have the right amount of coverage, and you will be surprised just how affordable these travel insurance plans are and the amount of coverage you will get!

Contact us today, we can help!

""