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R. Kashmiry and Associates, Inc. has got you covered!

Welcome to the R. Kashmiry and Associates, Inc. website! We are committed to providing each client with unsurpassed service for .your every benefit need. R. Kashmiry and Associates, Inc. believes in offering customized solutions to small and large companies, as well as the self-employed and the Medicare eligible.

Founded in 1986, the corporate headquarters of R. Kashmiry and Associates, Inc. is located in Boardman, Ohio. We are well-respected leaders in the benefit design industry – working with multiple state associations and groups, as well as providing complete service to over 1,000 out-of-state clients.

R. Kashmiry and Associates, Inc. has a wide range of expertise.

Small/Large Employer Group Health Insurance Benefits   Travel Insurance
Self Employed/Individual Health Insurance Plans   Grandfathering Decision Tool
Short Term Health Insurance   Simple IRA
Medicare Eligible Supplements   Section 125 Cafeteria Plans
Short Term/Long Term Disability   Buy – Sell Agreements
Group/Individual Dental & Vision   Executive Bonus Plan
Voluntary Worksite Plans   Reverse Split Dollar Insurance
Health Savings Accounts (HSA’s)   Small Business Tax Credit Calculator Powered by H&R Block
401(k) Plans   Affordable Care Act (ACA)


R. Kashmiry and Associates, Inc.also has a select list of Insurance Providers.

We represent the following Insurance Carriers:

Anthem® Blue Cross and Blue Shield
At Anthem Blue Cross and Blue Shield they understand our health connects us to each other. What we all do impacts those around us. So Anthem is dedicated to delivering better care to our members, providing greater value to our customers and helping improve the health of our communities. Currently offering affordable health insurance plans in Colorado, Indiana, Kentucky, Main, Missouri, Nevada, New Hampshire, Ohio, Wisconsin and Virginia.

UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States.  Their family of companies delivers innovative products and services to approximately 70 million Americans. UnitedHealthcare's nationwide network includes 676,287 physicians and health care professionals, 80,000 dentists and 5,190 hospitals. Their pharmaceutical management programs provide more affordable access to drugs for 13 million people.

Medical Mutual
Service and value set Medical Mutual and its Family of Companies apart. A trusted insurer for more than 75 years, they are the oldest and largest health insurance company headquartered in the state of Ohio, and have expanded operations in Georgia, Indiana and South Carolina. As a mutual company, they operate for the benefit of their members without needing to meet the demands of stockholders or Wall Street analysts. Instead, they focus on developing products and services that allow them to better serve their customers and the communities around them and help their members achieve the best possible health and quality of life.

Companion Life Insurance Company
Companion Life Insurance has specialized in employee benefits for more than 25 years. It has earned an A.M. Best rating of A- (Excellent), a Standard and Poor's rating of AA-(Excellent), and a Weiss Ratings, Inc. rating of B. We've earned these high marks due to our fiscal strength, investment practices and sound management. Now, we want to earn your trust by giving you the highest level of service and responsiveness possible.

CareWorks Consultants, Inc
CareWorks Consultants, Inc. (CCI) is one of the industry leaders in workers' and unemployment compensation cost control. Located in Dublin, Ohio since 1950, CCI has saved Ohio employers over 400 million in workers' compensation premium dollars through group rating programs.

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R.Kashmiry and Associates, Inc Corporate Headquarters

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